Why You Need Online Payments Now
In Australia, card and digital payments far outpace cash. Pre-paid orders at Korean restaurants, gift card sales at cafes, course fees at study agencies, booking deposits at hair salons — if customers can pay directly on your website, you never miss a sale.
Writing down card numbers over the phone is both insecure and tedious. The standard today is letting customers pay safely on their own.
Popular Payment Options in Australia
- Stripe: The go-to for card payments. Clean integration and quick AUD settlement.
- Square: Great for owners running both an in-store POS and an online shop.
- PayPal: Widely recognised, which helps build customer trust.
- Afterpay / Zip: Buy-now-pay-later options that lift conversion for higher-ticket services like study packages or beauty bundles.
What to Check Before You Start
- Fee structure: Usually around 1.7–2.9% + 30c per transaction. Choose what suits your industry and volume.
- Payout timing: Confirm how many days until AUD lands in your account.
- ABN & bank account: You'll need an ABN and an Australian bank account.
- GST handling: Make sure GST is shown correctly on tax invoices and receipts.
- Security (PCI compliance): Methods that don't store card details directly are safest.
It's Fine to Start Small
You don't need every payment method from day one. Even a single, clean card-payment integration delivers real results. You can add BNPL and digital wallets as you grow.
PICKTECH selects payment options that fit your business and integrates them securely into your website. If payment setup feels overwhelming, feel free to reach out.